10 Moisturizers with SPF to Keep You Hydrated and Protected (2025)

If you’re newly starting (or, honestly, avoiding) a skin-care regiment, let me break it down to only the basics that you really need: first a face wash, then a moisturizer and sunscreen. Oils, serums, toners, etc. are great too, but you really need to master the basics before going pro. Learn to walk before you run, that sort of thing.

Moisturizers help keep the skin from looking dull and dry, maintaining a fresh, plump, and dewy appearance all day long. Or at least the good ones do. They’re the lowest-hanging fruit in a skin-care routine—wear the right moisturizer and you too can get asked, “What’s your skin-care routine?

While moisturizers may be the easiest part of the routine, sunscreens are the real MVPs. You can do everything right—using an expensive moisturizer, a top-notch retinol, and even some antiaging treatments—but if you aren’t wearing sunscreen everyday, you’re working against yourself. UV rays cause sun spots and premature aging, and they weaken skin elasticity—so consider all of the effort going into applying your skin care (and money spent on it) a complete waste without dealing with them first.

Lucky for you, we’ve rounded up the top ten moisturizers that also contain SPF that will help keep your skin hydrated and protected. Why not kill two birds with one stone?

Best Overall Moisturizing SPF

Skin1004 Madagascar Centella Probio-Cica Glow Sun Ampoule

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Korean skin care has become synonymous with hydration, and Skin1004 offers just enough to keep you looking dewy enough that you get asked to drop your skin-care routine but not so dewy that you look greasy or sweaty—a very fine line to walk. Add SPF 50 and you’ve got the best one-step skin-care routine on the list for under $20.

SPF50

Best Moisturizing SPF for Sensitive Skin

EltaMD UV Daily Broad-Spectrum Facial Sunscreen SPF 40

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EltaMD’s daily SPF offers great hydration without feeling too heavy, greasy, or oily—things you always need to look out for when picking up a new SPF to avoid breakouts and irritation. There’s a reason EltaMD is derm approved.

SPF40

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Best Moisturizer with Mineral SPF

Jack Black Dual Defense Face Moisturizer

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If you have especially oily or acne-prone skin, mineral sunscreen is the way to go as it sits on top of your skin instead of being absorbed to help reduce irritation. Jack Black’s dual-defense formulation packs that intense hydration but also gives you a transparent finish so you don’t run the risk of looking like a ghost in your morning meetings.

SPF30

Best Lightweight Moisturizer with SPF

Supergoop! Hydrating Daily Moisturizer

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Supergoop as a brand has become a cult favorite—and for good reason. The products tend to be weightless while offering great protection. This cream however, is rich and deeply nourishing, giving you sun protection while leaving you feeling hydrated all day.

SPF40

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Best Hydrating Moisturizer with SPF

Peter Thomas Roth Water Drench Cloud Moisturizer

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This option has three key ingredients to keep your skin looking hydrated all day long: hyaluronic acid, ceramides, and pentavitin. Individually, each helps lock in moisture throughout the day. Together, they’ll have your skin looking fresh and plump into the late night.

SPF45

Best Moisturizer for Oily Skin

Paula’s Choice Youth-Extending Daily Hydrating Fluid SPF 50

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If you deal with oily skin, try this option from Paula’s Choice. While people with dry skin may look for products that give them a nice dewy glow throughout the day, people with oily skin may look for a product that offers hydration without making them look like they ran a marathon. The daily hydrating fluid dries in a nice matte finish to help balance out oily skin while still keeping you hydrated.

SPF50

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A Cult Classic

Kiehl’s Facial Fuel Daily Energizing Moisture Treatment

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If you prefer not to use oil-based products on your skin, Kiehl’s offers this oil-free option that delivers hydration without a greasy residue. This product also contains caffeine to help energize and vitamin C, which brightens the skin. Basically, this is a four-in-one option to cover all your bases.

SPF20

Best Moisturizer for Textured Skin

Tatcha Silken Sunscreen SPF 35 Soft Matte Sunscreen

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If you’re looking for a luxe experience during your one-step skin-care routine, check out Tatcha’s Silken Sunscreen. It provides all-day hydration and sun protection while also helping to improve your skin’s appearance and texture with ingredients like wild rose and silk extract. It feels great and makes your skin look even better.

SPF35

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Best Clean Moisturizer with SPF

Aesop Avail Facial Lotion with Sunscreen

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Aesop is known for its clean ingredients and vegan products. If that’s your thing, this is a wonderful option, as it offers all the great hydration and sun-protection benefits without the artificial ingredients. While this is great for most skin types, some users with oily skin may find it a bit too heavy and thick.

SPF25

Best Drugstore Moisturizer with SPF

La Roche-Posay Toleriane Double Repair UV SPF Moisturizer

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If you’re looking for a solid drugstore option you can pick up on your next toilet-paper run, there’s no better brand than La Roche-Posay. This moisturizer is super lightweight, works with different skin tones, and is noncomedogenic, meaning it won’t clog your pores or make you break out.

10 Moisturizers with SPF to Keep You Hydrated and Protected (2025)

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